Home Buying 101: Start with Your Budget
Amber and Scotty Gifford discuss the biggest mistake home buyers make, shopping for homes before knowing what they can afford.
Learn why getting pre-approved first is essential and how today’s buyer’s market creates opportunities for better deals, seller concessions, and stronger negotiating power.
Personalized service tailored to your unique needs.
Experienced professionals dedicated to your success.
Many buyers don't realize the seller may be able to help pay for certain closing costs, prepaid expenses, or even help lower your initial mortgage payments with options like a temporary 2-1 buydown.
Understanding how seller concessions work can help you make smarter decisions, reduce your upfront costs, and potentially make homeownership more affordable.
We put together a guide explaining:
What seller concessions are
How much a seller can contribute
How they can be used
How to estimate your closing costs
Plus, check out our Buyer Closing Cost Calculator to see how the numbers work for your specific situation.
Read the full guide
Scotty Gifford is a licensed Mortgage Loan Originator. NMLS #2357310.
Mortgage loans are originated and funded through Supreme Lending (Everett Financial, Inc. dba Supreme Lending), NMLS #2129.
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Scotty Gifford is affiliated with Supreme Lending and operates under its mortgage license.
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