About Scotty Gifford
Meet Scotty Gifford
I’m Scotty Gifford, a Mortgage Loan Officer and real estate professional dedicated to helping individuals and families make informed home financing decisions.
Whether you are buying your first home, refinancing, exploring reverse mortgage options, or navigating a major life transition such as divorce, my goal is to provide clear guidance and practical solutions tailored to your unique situation.
With experience in both lending and real estate, I offer a broader perspective that helps clients understand not only how financing works, but how it fits into their overall real estate goals.
Call me Today 979-571-9067
My Mission
My mission is simple: to educate, empower, and serve my clients with honesty, transparency, and personalized support.
I believe that home financing should be understandable—not overwhelming. That’s why I provide easy-to-use calculators, educational resources, and one-on-one guidance to help you make confident decisions.
Areas of Focus
- First-time home buyers
- Conventional, FHA, VA, and USDA loans
- Refinancing
- Reverse mortgages for homeowners age 62+
- Divorce mortgage planning
- Investment property financing
Why Clients Work with Me
Clients appreciate working with me because I take the time to:
- Explain options clearly
- Respond quickly
- Provide honest advice
- Offer helpful tools and resources
- Support them from application to closing