.png/:/rs=h:1000,cg:true,m)
Home Financing Made Simple
Texas Home Loans Opening Doors to New Beginnings
Get personalized mortgage guidance, tools, and pre-approval support with Scotty Gifford.
Home Financing Catered to Your Needs
.png/:/rs=h:1000,cg:true,m)
Get personalized mortgage guidance, tools, and pre-approval support with Scotty Gifford.
Home Financing Catered to Your Needs

Home Financing Made Simple with
Scotty Gifford, Mortgage Loan Originator | Supreme Lending
Whether you are buying your first home, refinancing, exploring reverse mortgage options, or navigating a major life transition such as divorce, my goal is to provide clear guidance and practical solutions tailored to your unique situation.
With experience in both lending and real estate, I offer a broader perspective that helps clients understand not only how financing works, but how it fits into their overall real estate goals.
My goal is to provide clear explanations, practical tools, and personalized guidance so you can make an informed decision.
Explore our tools to plan your mortgage budget effortlessly.

Connect with Mortgage Professional for personalized mortgage advice.
We will guide you down the path that works for you
Scotty Gifford, NMLS #2357310
Texas mortgage loan officer Scotty Gifford
Talk to Scotty Gifford Today for a personalized refinance review and discover whether refinancing could save you money or help you reach your financial goals.
The borrower makes no payments on the loan while living in the house, but the loan balance becomes due and payable when the borrower either sells the home, no longer occupies it as their primary residence, or upon the death of the last surviving borrower

Supporting Texas families with clear guidance, personalized support, and educational tools for a smooth mortgage experience.
Scotty Gifford is a licensed Mortgage Loan Originator. NMLS #2357310.
Mortgage loans are originated and funded through Supreme Lending (Everett Financial, Inc. dba Supreme Lending), NMLS #2129.
Gifford Home Loans is a marketing brand used for informational and promotional purposes only and is not a separate mortgage lender or financial institution.
Scotty Gifford is affiliated with Supreme Lending and operates under its mortgage license.
Equal Housing Opportunity Lender.
All loan programs are subject to credit approval, property approval, and program guidelines. Rates and terms may change without notice.
© 2026 Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
5050 Quorum Drive Suite 5050, Dallas TX 75254 | 877-350-5225 | Branch: 214.340.5225
NMLS Consumer Access
This is not an offer to enter into an agreement. All information is subject to change without notice. Loans are subject to credit and property approval.
Supreme Lending is an equal opportunity employer and does not discriminate based on race, color, religion, sex, national origin, age, disability, or any other protected class under federal or state law.
For Texas borrowers only: Texas Complaints/Recovery Fund Notice (PDF)
Licensing | Privacy Policy | Consumer Complaints | Terms of Use
This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: www.SupremeLendingNewYork.com.
Copyright © 2026 Gifford Home Loans | Powered by Supreme Lending
All Rights Reserved. All photos, images, and videos on this website are copyrighted and may not be downloaded or reused without written permission.